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Business Loans: Ignition to a great Business

Hey, are you looking at yourself as a self-made star (as an Entrepreneur) in your near future? If  yes, then cheers to yourself !! You are at the right place.  Let me tell you why it is so.  You must be aware through your experiences till now that to ignite a business is not just about thinking and having started, right? It requires setting up a proper plan, of which investments form a vital part.  Investment can be financial or non-financial. At this point, we could hardly relate to some idea that does not involve any sort of capital investment, So let’s come straight to the point. How to give a smooth ignition to our business idea, even the ones with a bad credit? As we proceed further, we shall be also familiar with the special benefits in  business loans that the Government has introduced for the welfare of the business beginners as well as the established business owners. Have fun exploring !! Option No. 1-The best of all  One great option that seems r...

Calculate Effective Annual Interest Rate- Your Own Funding

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The effective interest rate is the most useful, giving a relatively complete picture of the true cost of borrowing. To calculate the effective interest rate on a loan use an effective interest rate calculator by Your Own Funding.

Ways to Improve your Credit Score | Your Own Funding

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The best to achieve a good credit score is to pay all your outstanding on time. Apart from paying all your dues, there are some more strategies you need to follow. Get in touch with us and learn how to improve your credit score quickly and fix your credit score.

How to improve credit score: tips and tricks

How to improve credit score: tips and tricks  If your credit score is not what you want it to be, then you are not alone. This article will give you insightful tips and tricks on how to improve your credit score.  What is my credit score?   Credit score is a three-digit number lenders use to help them decide how likely it is they will be repaid on time if they grant you a credit card or loan. It is a numerical expression based on a person's credit files which represents your creditworthiness. Higher credit scores increase your chances of qualifying for loans and credit cards. So, it is very important to calculate your credit score regularly.  How to improve your credit score?  Improving your credit score may take some time, but sooner you address the problem behind your low scores, the faster your credit score will soar. When you get your scores, the factors such as payment history, credit history, debt amount, etc affecting the credit scores are also mentioned....

Apply to Get Instant Approval Loan Online | Your Own Funding

Best Personal Loan offers- Apply for easy online loans at lowest interest rates, instant approval, minimum documentation.

Benefits of Personal Loan to Repay Credit Card Debt | Your Own Funding

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If you have one or more credit cards that are charged to the max, you could get a personal loan to consolidate all the charges into one monthly payment. Using a personal loan to pay off credit cards is a good option rather than paying a high-interest rate on late payment on credit card dues.

Best Ways to Pay off Your Medical Expenses

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Medical loans can be very daunting. Healthcare is nowhere near cheap. The means to pay them off are different from other lines of credit. Having a smart approach while paying medical loans is significant. There is a larger room for negotiation and deferred payments. Once you are provided with a medical bill, don’t make the mistake of drawing money immediately, try to analyze it. There is always some level of breather that is provided. See where you can negotiate.  The first step is being honest with your medical officer or lender, be very candid in letting them know your situation. If you do not have insurance, make that very clear, this gap will provide you with more leverage than someone who has a medical loan.  The second step is a feasible repayment plan. Whether you have drawn out money for a surgery or a complicated medical procedure, the trauma is already at a high, dealing with the complex hassles of drawing funds and repaying them is only the cherry on top. Try to ...