Posts

Showing posts from July, 2020

Medical Loans for Bad Credit | Your Own Funding

Image
Are you among those who are facing issues to pay medical bills? If yes, then it becomes necessary for you to know about medical loans for bad credit . We can help you to get out of this problem and live your life debt free.

Need Cash Immediately? | Apply for Emergency Loans | Your Own Funding

Image
At any point in life, we can face a dearth of funds to meet immediate financial emergencies or obligations that are unforeseen and unexpected. When it comes to the informal business sector, and small-scale companies that constitute much of the economy, the payment for the goods or services provided is usually irregular and erratic. However, in the case of inability to deal with working capital needs and cash flow fluctuations due to such sporadic payments can cause discrepancies in the functioning of the business or can lead to stagnation in growth and progress. On the personal front, we often face circumstances where we are in dire need of funds on an urgent basis - such as wedding expenses, medical emergencies, school fees, and so on. At that point of time, emergency loans for bad credit are the savior for us.

Is Car Loan Right Choice if You Have Bad Credit? | Your Own Funding

Image
Do you know that even if your annual income is low and you are having bad credit then also you can buy a car? You can apply for car loans for people with bad credit   and get your loan approved within 24 hours at Your Own Funding .

Loans for Home Improvement and Home Renovation | Your Own Funding

Image
Today, it has become tough to manage living expenses due to the high cost of living. Personal loans seem to be a great way to fulfill your needs and dreams. Also, you can renovate your home with the help of a personal loan. Your Own Funding has special home improvement loans with bad credit for our customers. Apply Now!

How to Get Wedding Loans for Bad Credit

Image
Now if you have decided to marry and share your life with someone special, which may lead to some expense for your wedding planning such as jewellery, venue, apparels etc.  Planning a wedding is not less than a massive task. You have to make a budget for everything. Sometimes you dream of a grand wedding but you do not want to use all your savings then in that case taking a wedding loan will be a great idea. What is a Wedding Loan? A wedding Loan is a Kind of Personal loan which is used as Wedding Expenses. Personal Loan funds can be used for almost everything. In other words, a wedding loan is an unsecured loan, so that you don’t need to risk any of your collateral like your home, car etc.  It can be used to manage your expenses and get a loan for a wedding. Nowadays Banks and NBFCs offer wedding loans with competitive interest rates. You can apply for a wedding loan online. Factors to consider on How to get a loan for a wedding:      Here are some factors, which you need to keep in m

3 Points To Keep in Mind to Avoid Personal Loan Frauds

Image
In the current scenario, the best way to meet your expenses when you have short of money is to take the personal loan and meet those personal and emergency expenses. With the decrease in the process of personal loan formalities, there can be seen a noticeable increase in personal loan frauds. Listed below are some points that should be kept in mind to avoid personal loan frauds : Avoid Fake Overseas lenders - If someone calls and says they are an overseas lender their main office is located in U.S.A, Singapore, Hong Kong and ask you for a loan. Then you need to cut the phone call immediately unless it is referred to you by any of your friends, family members, or colleagues. Somebody who already had taken a loan from that person. Research well about the lender profile - If the lender seemed to have an accent when you talk to them over the phone and if they send you an email try to verify the email ( if the email is written unofficially, is it grammatically correct or not) if you find

The Best Loan Services are Here, Online!!

Image
Looking for an online loan? Bravo !! You have finally stood yourself up in the correct place !!   Being a victim of the traps laid by the online companies, in the form of prompting you for taking easy online loans , sounds and feels even more disgusting than expected, do you agree?  The reason being, firstly it is the loss of trust that you had while availing easy online loans , and then wasting your energy in going through those hectic application procedures for online loans ending up in dissatisfaction, making you even more difficult to trust the genuine and fake procedures again, right? But don’t worry at all , my dear friends, this is a big place to survive in and there are genuine lenders too, to help you out. All that matters is time and thorough research under proper guidance before you avail some online loan .  Don’t just trust too easily and fall for someone with their forceful words for you to believe them as the best online loan companies unless they depict it enough suppo

Home Improvement Loans

Image
A home is usually said to be a reflection of its owner. You can now spruce up your home and make renovation a milestone as memorable and enjoyable as home buying. But renovating or refurnishing your home can be a costly endeavor.  Let's discuss  How to get a home improvement loan ? Fill the online personal loan application. Submit the asked documents. Your submitted details will be reviewed. Receive your funds in as little as 24 hours based on your bank and lender.

5 Circumstances in which a Personal Loan is Good Idea

Image
Some loans are reserved for a specific purchase like you buy a home with a mortgage loan, you purchase a car with an auto loan and you pay for college with a student loan. But a personal loan can be used for just about anything. Some lenders want to know for what reason you are borrowing a loan, but as long as the loan is borrowed for a responsible and legal reason, you can use loan amount wherever you wanted to. A personal loan often has no collateral—it is “ unsecured ”—the interest rate will probably be higher. There are also secured personal loans if you want to lower your costs. Here are five circumstances in which a personal loan might be a good idea . 1. Consolidate Credit Cards 2. Refinance Your Student Loans 3. Finance a Purchase 4. Pay for a Wedding 5. Improve Your Credit The Bottom Line Personal loans can be useful, given the right circumstances. For example, most people can’t afford a luxurious wedding but getting a loan for a wedding can help them to afford their dream w

How to get a small business start-up loan-

Image
Local government has ordered people to stay at home in order to stop the spread of Covid-19. And staying home that’s what is hampering local business, and those local businesses have bills to forfeit. Over and over for the last few days, the government is exceeding more loans to the local business. Now, today in this blog we are going to talk about what they are and how to get them Owing and operating your very own business can be a dream come true endeavor for most individuals who get involved in such an ordeal, however, money can become an issue as it takes quite a bit of capital to get started and if you do not already have it what are you supposed to do? We are here to give you the answer and the answer is not that difficult. You just need to borrow a small business startup loan. Start-up business loans are basically just money lent to you to help to operate your business but like every loan, you will have to pay it back. So now you are aware of the fact that there is something cal

Top 6 Benefits of short-term personal Loan-

I need a short-term personal loan for a time of around 6 months. Is it really possible without getting into any fraud? When you are in need of money fast, then a Short-term Personal loan might be the solution to your problems. Emergency like if you lost your job, or may be facing a car bill or may be your rent is due tomorrow. Whatever your crucial situation is a short-term loan can put money in your hands when you need it most. Whether it is a Travel expense, a marriage expense or any emergency, Short term personal loans are perfect to meet some of the financial needs. Short term personal loan is a kind of unsecured loan which we can take for any purpose. It doesn’t require any kind of collateral security. The range of personal loan amount falls between 50k to 15 lakhs.   Benefit of Short-Term Personal Loan- Here are the Benefits or Advantages of short-term personal loan-      Quick and instant Money in hands -   Personal loans are the best way to get funds in a short period of time.

Be Aware of Fraudulent Activities While Borrowing Loans

Image
In the current situation, the most ideal approach to meet your costs when you have shy of cash is to take the individual advance and meet those individual and crisis costs. With the lessening during the time spent individual advance conventions, there can be seen an observable increment in close to home credit cheats.  Recorded underneath are a few focuses that ought to be remembered while taking an individual advance:  Abroad moneylenders - If somebody calls and says they are an abroad bank their principal office is situated in U.S.A, Singapore, Hong Kong and approach you for a credit. At that point, you have to cut the call quickly except if it is alluded to you by any of your companions, relatives, or partners. Someone who previously had taken credit from that individual.  Exploration about the bank profile - If the loan specialist appeared to have an emphasize when you converse with them via telephone and in the event that they send you an email attempt to confirm the email ( if

How to calculate interest rates on a loan? - Car loan, EMI calculator

Image
Do interest rates confuse you? Need help with that car EMI calculation? Here is an article to break down the complex and drastic looking interest and EMI calculator formulas to let you know how to calculate interest rates on a loan and much more.  Interest is simply the proportion of money charged by the lender additional to principal sum. It is also called the cost of the loan.These interest rates depend on the lender, loan tenure, cibil score, etc.  For example - If a lender lends you an amount of 1000 rupees as a loan with 20% interest rate for a year, then, the interest is 20% of 1000 rupees, i.e., 200 rupees.  Principal  The actual amount of money borrowed.   Interest rate  The ratio of interest amount to the principal sum annually.   Time   It refers to the tenure of the loan.   Amount   It is the total repayment amount, i.e., sum of principal and interest of the loan.  How to calculate the interest rate of your loan?  There are mainly two types of interests imposed on the loan

Need Help Paying Medical Bills? Here are 5 guaranteed tips to look into.

Image
Medical bills can turn out to be the worst nightmare for many people. Health emergencies can reach an overwhelming 6-figure amount very quickly and end up eating your lifetime of savings. So, here are 5 guaranteed strategies to help pay your medical bills.  Set-up a monthly payment plan If you are struck with a whopping amount of bill, then, first contact the hospital department to set-up a payment plan for you. Mostly, hospital departments don’t charge interest. Most hospitals can work out a payment plan for your bills without charging you an interest rate. In this way, you can get help paying medical bills over an extended period of time affordably without hampering your credit score.This is one of the simplest and most common ways to settle a medical bill costing a huge sum of money. It will break your bill into multiple installments and increase your repayment period. Medical/Personal loans An unsecured loan option such as a medical or personal loan can help paying your medical ex